A very wise man whose identity remains unknown once said, “The rainy days a man saves for usually seem to arrive during his vacation.” Who can disagree? It often seems like the greatest cause of stress for many people are exactly those days that are supposed to relieve them of the mundaneness and madness of daily life. And for most of us, the stress stems from the expenditure that is incurred while on a vacation. The travel, the stay, the activities, shopping for knickknacks and souvenirs to carry back home, all cost a pretty penny. While there are some costs that are hard to avoid, planning your vacation on a budget will ensure that you do not have to suffer the misery of an empty bank account.